Archive for the 'Pablo Soria de Lachica' Category

Small Business Market Analysis and Business Plans

October 2, 2015

An executive with currency trading firm BForex, Pablo Soria de Lachica serves as its director of business development and director of new projects. Pablo Soria de Lachica, a master of business administration graduate of Universidad Tecnologica de Mexico, specializes in a number of different industry areas, like market analysis.

Although market analysis is important for businesses of any size, it is especially vital for small businesses, as they often lack the backup capital to sustain themselves if profits are lower than expected after opening. To that end, market analysis should be the foundation of the small business’s plan on which other pillars of its strategy are built.

Any successful marketing analysis includes information on the customer base, area, and main competition. For instance, the customer base will help determine if a business can actually succeed in the location it has chosen, how many potential customers exist, and their purchasing power. When researching its competition, a small business should pursue the goals of identifying the current market saturation and the potential profits it can reasonably expect.

Beyond market analysis, a successful business plan depends on the type of small business it is designed for. In addition to the standard business plan, other types include the startup, which accounts for additional costs and milestones, and the lean plan, which does not include summaries or other similar information and can be quickly adjusted as circumstances require.

The Advantages of the Foreign Exchange Market

July 20, 2015

Versed in software development and investing, Pablo Soria de Lachica serves as director of business development at BForex. At the currency trading firm, Pablo Soria de Lachica applies his expertise in market analysis and investing to help develop software aimed at investors across a broad range of skill levels.

Forex, short for “foreign exchange,” is the business of trading one currency for another. While forex trading carries risks, just like all types of trades, it also includes numerous advantages. First and foremost, the forex market remains open for 24 hours a day, every Sunday through Friday. This means that traders have access to up-to-the-minute prices all day, enabling them to position themselves for optimal trades the moment they are ready to make them.

The forex market also makes it easy to understand the price of trades. Forex trades are quoted according to two currencies: a base currency and a counter currency. Shown in pairs, the base corresponds to the currency on the left, and the counter to the currency on the right. For instance, EUR/USD lists the value of the euro to the US dollar.

Investors buy a currency pair if they believe the base currency stands a chance of strengthening against the counter currency. Similarly, investors will typically sell if forecasts call for a pair’s base currency to weaken against the counter currency.

Common Risks in Investments

July 7, 2015

In 2008, Pablo Soria de Lachica accepted the role of director of business development at BForex, a currency trading firm. Prior to joining BForex, Pablo Soria de Lachicha studied market research and market analysis at Universidad Tecnologica de Mexico, graduating with a master of business administration.

Investments often fall into one of four risk categories: market, default, inflation, or mortality. Market risk is perhaps the most common type of risk, as well as the broadest category. Stocks, investments in single companies, and bonds are just a few products that depend on the health of the market. Should the market crash, the investment’s performance could plummet. Investments also follow market trends, which can trigger beneficial or adverse results.

Default risk concerns the quality of an underlying investment, such as a single company’s bond. Investors profit alongside the company, but if the company defaults, the investment likely will fail to produce a return.

Inflation risk has to do with the average rise of inflation. Financial planners assume 3 percent to 4 percent inflation per year over extended periods. Should inflation risk be any higher, investors can expect low returns on investments.

Any investments that only pay out while the investor is alive may not pay out enough to support the investor and balance out fees and premiums, making them mortality risks. Investors should stagger short- and long-term investments to juggle expenses while working and to support themselves during retirement.

Bforex Website Explains Trading Margins, Leverage on the Forex Market

June 25, 2015

After earning an MBA from the Technological University of Mexico (UNITEC), Pablo Soria de Lachica went on to join the investment and trading industry. Pablo Soria de Lachica currently serves as the director of business development at Bforex, a currency trading firm that helps traders conduct transactions on the foreign exchange (forex) market.

To help new traders begin trading on the forex market, the Bforex website offers a wide range of trading resources, including information on trading margins and leverage. Bforex explains that the trading margin as the disparity between a trader’s collateral capital and the sum allotted for trade. According to Bforex, forex traders are required to maintain a certain level of collateral in order to sustain open positions on the market. The forex market, in contrast to stocks and commodities, does not have margin calls, and all open positions will close automatically if an account drops under the margin requirements.

On its website, Bforex also explores leverage, which enables forex traders to manage a higher amount of currency during a trade than they presently have in their trading account. Bforex emphasizes that the leverage system is a powerful component of forex trading and can help traders yield significant profits.

China Seeks to Spur Forex Activities with Simplified Regulations

June 15, 2015

As director of business development at Bforex, Pablo Soria de Lachica leads the provision of innovative tools for both novice and experienced investors in the foreign exchange (forex) market. Pablo Soria de Lachica leverages more than 15 years of financial-sector experience and up-to-date knowledge of global currency market developments to oversee all daily activities of the global firm, which has 18 offices around the world, including in Uruguay and Mexico.

In early March 2015, the State Administration of Foreign Exchange (SAFE), China’s foreign exchange regulating body, announced plans to simplify its rules regarding cross-border direct investments in an effort to encourage increased forex investment activities. Effective June 1, 2015, SAFE will no longer require government approval for foreign direct investment (FDI) and outbound direct investment (ODI) registrations. The relaxed regulations will allow cross-border direct investors to open foreign exchange accounts directly after submitting registration documents to qualified banks. Previously, these investors were required to obtain federal approval prior to registering.

Due to the current protracted nature of the administrative approval process, cross-border direct investors run the risk of missing investment opportunities while waiting for government approval. According to experts, such as Wang Yongzhong, a research fellow at the Chinese Academy of Social Sciences Institute of World Economics, China’s newly simplified rules are likely to spur both FDI and ODI.

While these regulatory changes are aimed at spurring investment activities, they also present the need for increased monitoring. Shanghai University of Finance and Economics professor Tan Ruyong notes that in order to prevent inflows of hot money, SAFE should bolster its foreign exchange market supervision efforts, and the regulatory body has stated its intentions to supervise investors’ bank registrations to monitor foreign currency inflow and outflow.

Making Wise Investments

May 14, 2015

Pablo Soria de Lachica joined the BForex currency trading firm as director of business in 2008. Before joining the company, he earned his degree from Unitec in Mexico, where he focused on market research, market analysis, and other topics related to investment. Pablo Soria de Lachica complements his master of business administration (MBA) with years of practical experience in software development and investing.

The wisest investment advice available to investors of all skill levels is to invest in markets they understand and follow. However, a number of other tips can enhance that golden rule. For instance, those who invest in a mutual fund should invest according to a schedule: by investing at the same time each month, investors acquire more shares for less money rather than doing so during a flux period when shares have spiked in cost.

As important as it is for investors to stick to markets they know, they should set aside splurge money to capitalize on next-big-thing trends. Investors should allocate 5 to 10 percent of their portfolio for those can’t-miss investment opportunities—just enough to build on the investment later should it take off, yet not so much that their portfolio will suffer should it bottom out instead.

Finally, investors should set aside one day every year for rebalancing, pulling back on investments that have not produced much gain and investing more in ones that have shown growth.

The Importance of Market Sentiment: Bear and Bull Markets

April 27, 2015

Pablo Soria de Lachica leads the development of innovative online trading tools as director of business development for Bforex, a currency trading firm with more than a dozen offices spanning the globe, including branches in Uruguay, Brazil, and Mexico. The recipient of several company awards including Best Worker, Best Moderator, and Best Director in the Bforex Latin America division, Pablo Soria de Lachica facilitates the delivery of convenient trade platforms that aid both trade execution and market analysis for both experienced and novice traders.

An understanding of investor sentiment can aid foreign exchange trading activities, allowing traders to detect, or even predict, global investment trends. Traders across various investment sectors often characterize markets as having either a “bull” or “bear” sentiment. Marked by optimism and confidence, a bull sentiment characterizes a market that is experiencing significant momentum and investor optimism. Oftentimes, a bull sentiment occurs due to existing positive trends in a given market. When investors expect the value of currencies or assets to increase or continue to increase, they often react by rushing into a particular investment, generating upward momentum.

In contrast, traders refer to a market as having a bear sentiment during periods of investor pessimism, which is often self-sustaining. As investors predict losses caused by a prevailing bear sentiment, they further bolster negative investor sentiment. Unlike a correction, which is a downward market trend lasting two months or less, a bear market is a long-term trend that poses significantly more risks.